Abstract

Amir Hussain Shar*, Muneer Ali Shah and Hajan Jamali

This research study is based on the nationalization and de-nationalization of the banking industry in Pakistan. An effort has been made to analyze and evaluate the performance and efficiency of the banking sector using CAMEL parameters. It covers the period of pre- and post- nationalization of the state owned and commercial owned banks of Pakistan. Through the utilization of this model, it has been explored that the position of banks under study are sound and satisfactory with regards to capital adequacy, assets quality, management capabilities, earnings and liquidity.